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Tell us about your Damage

Is Your Damage Covered by Insurance?

Many homeowners are surprised to learn that sudden and accidental damage is often covered by their homeowner's insurance policy. If you're unsure, give us a call—we'll help you understand the next steps and document the damage for your claim.

Commonly Covered Situations

✅ Burst or frozen pipes

✅ Water heater failures

✅ Washing machine or dishwasher leaks

✅ Overflowing toilets or sinks

✅ Refrigerator or ice maker supply line failures

✅ Storm-related roof leaks (when covered by your policy)

✅ Fire damage and firefighting water damage

Damage That May Not Be Covered

Coverage depends on your policy, but these situations are often handled differently:

⚠️ Long-term or gradual leaks

⚠️ Deferred maintenance

⚠️ Repeated water intrusion

⚠️ Mold caused by unresolved moisture over time

⚠️ Flooding from rising water (may require separate flood insurance)

Need Help Right Now? ⭐⭐⭐⭐⭐

Whether you're dealing with water damage, mold, storm damage, or an unexpected emergency, Iron Bear Restoration is available 24/7. One call connects you directly with a local restoration professional who can help protect your property and guide you through the next steps.